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Hit-and-Run & Uninsured Claims

They Drove Off. Your Own Policy May Still Cover You.

Most people assume an unidentified driver means no claim. Uninsured motorist coverage often says otherwise, and many people carry it without realising. Answer five questions and we connect you, free, with an attorney licensed in your state.

UM/UIMCoverage that may apply on your own policy
DaysHow quickly some policies require notice
Police reportOften required to make a claim
60 secTo find out if you have a claim

A free matching service, not a law firm — attorneys pay us, you never do. Connecting accident victims with independent counsel nationwide.

How this works for hit-and-run

Exactly what we do, what we do not do, and what you get.

What we do

  • Connect you with an attorney who handles uninsured motorist claims
  • Work with cases where the driver was never identified
  • Match on the state where it happened
  • Handle claims against your own insurer
  • Cost you nothing at any point

What we do not do

  • Give legal advice or read your policy for you
  • Guarantee that coverage applies
  • Represent you or act as your law firm
  • Promise a result
  • Charge you a fee

What you get

  • An attorney who handles UM/UIM claims in your state
  • A free consultation with no obligation
  • Contingency representation in most cases
  • Help reading what your own policy actually covers
  • Someone to deal with your insurer, who is now the opponent

Check your hit-and-run claim now

Five questions, about a minute. No documents, no cost, no obligation.

5.0 2,400+ reviews
“The driver who hit me took off and was never found. Nobody at my own insurance company mentioned uninsured motorist coverage in three weeks of phone calls.” Tonya W., Fort Worth TX
Tonya W., Fort Worth TX

What decides a hit-and-run claim

The three things that most often change the outcome.

Your own insurer

Now on the other side

A UM claim is made against your own policy, which means the company you pay premiums to is the one evaluating and disputing your injuries.

Notice rules

Deadlines can be short

Many policies require prompt notice of a hit-and-run and a police report within a set period. Missing it can jeopardise coverage.

Underinsured too

When their limits run out

If the at-fault driver is identified but carries a minimum policy, underinsured motorist coverage can make up part of the gap.

Hit-and-Run: questions answered

Possibly. Uninsured motorist coverage on your own policy is designed for exactly this situation, including phantom vehicle cases where there was no contact.

Making a claim where you were not at fault generally should not, though practices vary by insurer and state. It is a fair question to ask your attorney.

Most policies require one for a hit-and-run claim, often within a short window. If you have not filed one yet, doing so promptly matters.

That is what underinsured motorist coverage is for. It can apply once the at-fault driver’s limits are exhausted.

No. Our service is free and most attorneys handling these claims work on contingency.

Talk to an attorney before you sign anything

Free, about a minute, no obligation. We connect you with an independent attorney licensed in your state.

ClaimMVA Now is a free matching service, not a law firm.