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Home / Case Types / Rideshare Accidents

Uber & Lyft Claims

Hurt in an Uber or Lyft? Which Policy Pays Depends on the App.

Rideshare companies carry large policies, but coverage turns on what the driver was doing at that exact moment. Answer five questions and we connect you, free, with an attorney licensed in your state.

Find My Attorney What We Do

$1MCommon liability limit during an active trip

3 tiersCoverage levels depending on app status

Any rolePassenger, other driver, or pedestrian

60 secTo find out if you have a claim

A free matching service, not a law firm — attorneys pay us, you never do. Connecting accident victims with independent counsel nationwide.

How this works for rideshare accidents

Exactly what we do, what we do not do, and what you get.

What we do

✓Connect you with an attorney who handles rideshare claims
✓Work whether you were a passenger, another driver or a pedestrian
✓Match on the state where the trip took place
✓Handle cases where the app status is disputed
✓Cost you nothing at any point

What we do not do

✗Give legal advice or estimate your claim's value
✗Determine which coverage tier applies
✗Represent you or act as your law firm
✗Promise a particular outcome
✗Charge you anything

What you get

✓An attorney familiar with rideshare coverage tiers
✓A free consultation with no obligation
✓Contingency representation in most cases
✓Help establishing the driver's app status at impact
✓Someone to deal with both insurers

Check your rideshare accident claim now

Five questions, about a minute. No documents, no cost, no obligation.

5.0 2,400+ reviews

“I was the passenger. Both insurance companies told me to talk to the other one for about three weeks before anyone actually did anything.”
Simone O., Austin TX

What decides a rideshare accident claim

The three things that most often change the outcome.

Highest coverage

Driver had a passenger

During an active trip the rideshare company's commercial policy generally applies, with limits far above a personal auto policy.

Middle tier

App on, waiting for a request

Coverage exists but at lower limits, and this is the tier insurers most often dispute because it depends on app data.

No coverage

App off entirely

The driver's personal policy applies, which is usually a minimum-limits policy. Establishing app status becomes the whole case.

Rideshare Accidents: questions answered

I was a passenger. Who do I claim against?

Usually the rideshare company’s commercial policy applies during an active trip, but the other driver’s insurer may also be involved if they caused the crash. Both may need to be pursued.

Does it matter whether the app was on?

It matters enormously. Coverage runs in tiers: app off, app on and waiting, and on an active trip. The limits differ by an order of magnitude between them.

I was hit by a rideshare driver in my own car. What now?

The same tiers apply. The first task is establishing what the driver was doing at the moment of impact, which usually means obtaining app records.

Can I claim if I was a delivery driver?

Food and parcel delivery platforms carry similar tiered policies. The analysis is much the same, and the details vary by platform.

What does it cost?

Our service is free. Most attorneys handling these claims work on contingency.

Talk to an attorney before you sign anything

Free, about a minute, no obligation. We connect you with an independent attorney licensed in your state.

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